Invoice Factoring Gives Dental Practices Working Capital For Growth

Dentists face a variety of day-to-day challenges, from staying on the cutting edge of new techniques to marketing their practices to meet increased competition. Maintaining an adequate level of dental practice working capital does not have to be a problem because dental invoice factoring stabilizes cash flow.

Most people view dentists as “rich” and would have no need for short term financing. While most dentists earn a good living, cash flow can often be an issue because of the time it takes to collect from third-party payers such as insurance companies and federal and state programs. The wait can be as long as 120 days, while payroll, rent and other operating expenses must be paid sooner. This imbalance of payments versus collections can cause a serious problem with the working capital position of the practice. Dental accounts receivable factoring brings cash flow into balance and provides the funds to make payments in a timely manner and grow the practice.

Why use dental invoice factoring instead of just going to the bank?

Most banks are leery of lending against dental or medical receivables because of the complexities of the collateral. Medical and dental billing isn’t like that of other industries because of the variance in what is actually collected. Each insurance company may have a different contracted rate. In other words, a procedure billed out at $8,000 may result in a collection of $4,000 from one insurance company and $5,000 from another. Banks will likely be very conservative as to the amount they lend on receivables. With dental invoice factoring, the amount of funding is only limited by the pool of third party receivables that have been generated. Dental working capital loans can also be offered by banks, but are typically limited to $100,000 and are typically used for a specific purpose like debt consolidation or expansion. The types of loans are harder to get, as a minimum of a 685 credit score and a track record of practice profitability is required. Factoring is used to provide working capital on an ongoing basis and the qualification for this type of dentist financing is not dependent on credit scores of the dentist or performance of the practice.

How does dental invoice factoring work?

The dentist first fills out an application, which asks various questions about the practice. Other information, such as the articles of incorporation and a receivables aging schedule are required. Once the application is reviewed by the factoring company and it’s determined that the practice appears to be a viable candidate for financing, a letter of intent (LOI) is issued which states the terms and conditions of the relationship. Such terms include the advance rate (the amount of cash given to the provider on a percentage basis) of each invoice and the fees to be charged. Once the letter of intent is accepted by the dentist, a contract is generated and a due diligence audit is scheduled. The audit is necessary for the factor to determine the average net collectible …

The Cost of Dental Implants: Factors to Consider and New Improved Techniques

The cost of dental implants varies broadly depending upon a number of factors, some of which are to be expected. These include whether a dentist or specialist is used and the particular cost of tooth implants the individual charges (prices vary from practice to practice). Other factors include the number of tooth implants required for oral rehabilitation and the need for any preparatory procedures, such as gum treatment for cases of advanced periodontitis and bone grafting surgery.

The Cost of Dental Implants: Specialists or Dentists ~ Specialists, such as periodontists or oral surgeons, tend to charge more than implant dentists (professionals qualified in the surgical placement of implants.) Given the popularity of tooth implants and their superiority as a tooth replacement solution, however, more and more dentists are offering them as an essential service. As a result, specialists tend to deal only with the more complex cases of gum disease and jaw bone deterioration. If you are looking to minimize your cost of tooth implants, consult with a qualified and experienced dentist to see whether they can address your oral problems before opting for a specialist.

The Cost of Dental Implants: The Number of Implants ~ Another obvious factor controlling the cost of tooth implants is the number of implants required. Patients that have lost one or two teeth in, for example, a car accident or to isolated tooth decay will only require one or two implants whereas those that have lost many or most of their teeth to gum disease will require a more complex treatment approach. In the latter case, the implant dentist may recommend an implant-supported denture or bridge to provide the patient with a full set of teeth again.

The Cost of Dental Implants: The Need for Bone Grafting ~ The cost of tooth implants is quite heavily affected by the need for bone grafting surgery. This procedure is frequently needed by edentulous (not having a single original adult tooth left) and near-edentulous patients that have long lived with false teeth, or removable dentures. Due to a lack of stimulation to the jaw bone (something that is supplied by tooth roots) the jaw bone tissue atrophies and wastes away over the years, resulting in that aged and sunken oral appearance we typically associate with the elderly. Without sufficient bone volume in the jaw to support tooth implants, bone grafting surgery may be recommended before oral rehabilitation with implants can be commenced. Unfortunately, bone grafting is a notorious expensive procedure.

Nowadays, however, and for cases such as these, the cost of tooth implants has been greatly reduced with the development of advanced surgical protocol for the treatment of edentulous and near-edentulous patients.

The Cost of Dental Implants with New Sophisticated Surgical Protocol

The 'All-on-4' dental implant technique enables skilled and qualified dentists to provide patients with a complete set of new and non-removable teeth in as little as a single day, with a single surgery and almost always without the need for bone grafting surgery first. In …

Cosmetic Dental Services For the Making of a Beautiful Smile

The first and foremost step to a beautiful smile is taking care of your teeth and a thorough examination by your cosmetic dentist. The dentist will be able to determine your oral health and any existing oral issues can be addressed and corrected before cosmetic work begins. The term "oral health" is often misleading. People think "oral health" is a beautiful smile with perfectly shaped and aligned white teeth. But it is important to understand that there is much more to "oral health" than just a smile. It is a gateway to overall health.

It is the job of the dentist to ensure that your smile is healthy and only then he would enhance its appearance. You can get a smile makeover done that includes a beautiful smile, whitening and perfectly aligned teeth. Usually people with stained, yellow and discolored teeth go for whitening of the teeth to get a good and confident smile. You feel confident if your teeth are white and people are likely to treat you differently, even in subways ways. There are different ways to make an ordinary smile look stunning. Some of the ways for a beautiful smile are described below:

  1. Overlapped and crooked teeth can be straightened. Many people have extended teeth and with some cosmetic work by the dentist the teeth can be aligned.
  2. Broken, chipped, or worn teeth can be repaired. To repair such teeth dental bonding can be considered. Plastic and materials known as composite resins are used to fill the cavities.
  3. Gaps between teeth can be reduced with the help of braces.
  4. Missing teeth can be replaced.
  5. Natural looking restoration can be an alternative for unattractive metal fillings.
  6. Stained, yellow or discolored teeth can be whitened.
  7. Gum line can be recontoured to reduce the appearance of a gummy smile.

Restoration is a process of replacing or restoring a missing or damaged tooth. There are different methods of tooth restorations.

  1. Fillings: Filling is one of the processes of dental restoration. Teeth can be filled with gold, silver or alloys.
  2. Crowns: Dental crowns are used to restore the shape and size of the tooth. It is a tooth shaped cap that is placed over the visible portion of the tooth above the gums. It also helps in strengthening the tooth.
  3. Bridges: Dental bridges help in bridging the gap between one or more missing teeth. A false tooth can be implanted with the natural teeth and is called a pontic. It can be made from gold, silver amalgam, porcelain or alloys.
  4. Implants: This is a replacement tooth root and is a small metal piece placed into the bone socket. A crown then covers the metal piece. It helps in reshaping of the teeth and replacing a missing tooth.
  5. Dentures: These are removable replacements for missing teeth. A denture can be a complete denture or a partial denture. A complete denture mirrors all teeth where a partial denture consist of some natural teeth and the rest of the teeth are false.

An Invisalign Dentist – Do not Choose Braces

For many adults with teeth that are out of alignment, braces were not an option growing up. Families that struggled to make the bills and home mortgage simply did not have the luxury to have braces on their children's teeth and most adults in their thirties or forties had the luxury of having one parent work and one parent at home full-time so there was no second income to pay for braces. Most adults simply adapted to their crooked bites without even thinking about it and learned to compensate for their overbite or underbite in the process. The problem of doing this over the course of a lifetime may now present itself with dental pain and discomfort. Your less than perfect bite has worn down your other teeth or is causing you to have more discomfort and jaw pain as a result of compensating your bite pattern.

Your options at this point have at least extended beyond braces to adjust your teeth alignment. If you want Invisalign, a dentist can tell you more about a product that has been on the dental market since 1997 that has many of the same benefits of braces with none of the disadvantages of braces. The most important advantage to Invisalign is, as the name suggests, they are not visible when you smile, talk or open your mouth. If you specifically want removable teeth aligners, a dentist can help.

Braces are hard to hide and if you're a teenager you may even enjoy having braces with the ability to have different colored bands every few months, but few adults relish this high visibility of their teeth. Removable teeth aligners are put in place by your Invisalign dentist who is specially trained in their use and they work similar to braces to apply a controlled force on certain parts of your jaw and teeth at a time to move them gently into alignment. Every few months the dentist will adjust the controlled pressure so your whole mouth will eventually be worked on to get a straight and perfect smile.

Another advantage to Invisalign is that unlike braces that you can not remove when you eat or drink, you are invited to take Invisalign out when you eat or drink. This allows you to have the same unheampered diet you enjoyed before without having to sacrifice corn on the cob for perfect teeth.

And one final advantage to using removable teeth aligners is the fact that they generally work in about a year instead of the longer period of time braces require to adjust your bite. And when your teeth have been properly aligned, you simply take out the removable teeth aligners yourself unlike brace wearers who must have an orthodontist remove the braces for them. And since removable teeth aligners are so pain-free and easy it will probably make you happy that you did not have to suffer through braces as a kid after all. Ask your dentist to guide you in the right direction. …

Pediatric Dentist and the Work He Does

A pediatric dentist is an oral health care professional who takes care of a specific group of individuals. The group of individuals is children and the age range for these starts when the first deciduous tooth erupts up to the age of ten to twelve years old. Some parents actually bring their toothless child to visit the clinic just to be sure or when there are malformations in the baby. Many of these dental professionals foray into the world of surgery since there are babies who are born in this world with problems in their jaws, cleft palate and gums.

The education of the prospective pediatric dental professional starts just like those in the general dentistry field. They go through a basic college course and then proceed to the dental college of their choice. The basic college course takes about four to five years while the dentistry course ranges from four to six years depending on the specialties that the hopeful dentists will take up. Most of the specialties are taken up after the entire four year dentistry course has been completed; others take up specialties after they have passed the exam for dentistry. The dentist, or at least the hopeful, needs to pass the dental board exam in order to be able to practice in the United States of America. He or she also needs to be associated with certain affiliations, organizations and groups in order to be recognized as a practicing professional.
The Practice

Dentistry is a field that is connected to medicine in a very close way. The dentist basically evaluates, diagnoses, treats and corrects problems that need to be addressed in an individual. In this case, children are brought by the parent or parents for a visit and the child is evaluated according to the examination that the professional conducts. Children who have no immediate problems are in fact recommended to undergo cleaning of the teeth by the parent with the use of a gauze bandage wrapped around a finger and rubbed on the pearly whites. The rubbing acts as brushing and gets the child used to having a foreign object inside his or her oral cavity. It also helps to really clean each tooth that has erupted.

Despite being just a milk tooth, it still needs to be cleaned and maintained because the permanent ones come out several years after and having rotten or damaged temporary ones that impair the digestion and eating style of the child. Pain and discomfort can also occur if the deciduous ones are infected or damaged too soon. The pediatric dentist can also be expected to make composite bonding with any temporary tooth that may need it. This is especially true for those that still have a long way to go before they are replaced by the permanent ones. Fillings are very common with children around the age of six to nine years old especially in a tooth related to the molars.

These are just a few of the …

Can You Always Trust Your Dentist's Recommendations?

Can you always trust your doctors' recommendations? Think for yourself – in the last 30 years the health of our teeth has improved dramatically. We drink fluoridated water, which almost eliminated decay in our teeth.

We eat better, we brush and floss. Yet the amount of money we spend on dental care continues to rise. Could it be connected to the fact that the amount of politicians is increasing every year without any proportion to increases in population?

Let's face it – your dentist is in a business like everyone else. And since it is a very attractive business (the dentists' income is three to five times above the average), more and more students are graduating from dental schools every year.

What does it mean to your dentist? He has to face a very tough competition. He must pay his increasing costs (malpractice insurance, new materials, office maintenance) from an ever shrinking pool of potential patients. The only way he can do it is by raising income derived from each patient.

What does it mean to you? You are the one, who is asked to pay the price. As the marketing experts phrase it: "In order to stay in business, a dentist must offer bigger and better services". Translate it into regular language – the dentist must try to sell you more services regardless of whether you need them or not.

The amount of money we spend on dental medical services is already insane and it grows every year. A dentist pays hundreds of thousands of dollars for his rising insurance costs, office maintenance, assistant and secretary departments. If he makes less than $ 400,000 a year, he considers himself a failure.

There is a clear contradiction here. You want to spend as less as possible on your dental care, and your dentist will earn less if he does that.

Yes, I know. Your dentist is a decent person. He would not do such things. I agree with you. But often there is no clear-cut solution (in most cases). I want to believe that most scholars are good. But why are their prices keep rising?

Check for yourself. How many dreams are on the Net promoting to increase a dentist's profits. And what exactly do they preach? Selling you services, which you might not need.

Evaluate your dentist's recommendations using the same common sense, as you would apply to any other business proposition. Is it really necessary? Is there some other alternative treatment, which may achieve the same result?

With the amount of information available today on the Internet you can educate yourself in the new and not so new techniques used for the dental care. You might be able to save a lot of money that way. And yes, by educating yourself you can have better teeth. …

London Dentist – A Dentist Who Can Bring Relief

Gripping your cheek with pain you stab out the request for help – please find me a London Dentist who can cure the agony without causing a deaf pain in the bank balance. Returned is a massive attack of confusion. Why?

How confused can you get?
Confusion happens because so much information is returned. Your throbbing molar has sent the search engines into overdrive, or to be exact sent the skills of those who try to manipulate these results into a bull ring. Firstly if you enter London the search engines assume you are thinking about the City of Westminster, ironically not the City of London nor Charing Cross or Hyde Park Corner – the traditional milestone centers of measurement to London. This is result is possibly because here is the location of the West End, which is mostly known for shopping, the entertainment industry, very expensive homes and Harley Street – the location of exclusive medical care.

On a recent search this wondrous selection system found in third place, a company that has not even got a Central London phone number and is in fact encouraging people to go to Poland for treatment! Not too easy for traveling in an emergency.

How to solve your searching excesses?
So when you search; be specific – if you want your dentist near your home or near your work identify the exact location, which will shorten the list. You must also think about what you want done. I know I have been using the example of a throbbing tooth but the best way of stopping that emergency is by going to the dentist on a regular basis. Read on, I am not going to lecture about teeth cleaning and flossing – I still have not mastered the trick of flossing and not dribbling at the same time like a two year old.

Prevention prevents the long time in the chair
The pains in the gum – you only feel when the problem has gone too far. Teeth are funny things which we tend to ignore how to take care of them until they bite back with pain. It is no use believing the smart ads on the television where a model with perfect teeth barely blows mouthwash across her lips and the next moment is sitting at a cafĂ© enjoying the sugary delights without a care in the world.

In reality she is probably a regular visitor to a dentist in Harley Street, after all her livelihood depends on a great smile and those expensive visits will all be tax deductable. She probably does clean her teeth for the full three minutes and then flosses for another few minutes before doing the full minute of mouthwash – and gets paid a fortune for that great smile.

So once you have the pain subsided you resolve to be king of the three times a day dental cleanliness but you have to find that illusive London Dentist now!

Tips to end your searching.
Sort …

One Day Dental Implants – Discover How To Free Yourself Of Dentures Forever

If you have to use dentures for normal eating and everyday wear, you certainly know how much of a headache they can be. Slipping, grating, or irritating dentistry can easily cause jaw pain and run the risk of infections. Dentures require frequent cleaning beyond normal brushing in order to retain their color, durability, and function. What is worst is how expensive the process can be if your dentures have fractured and new casts must be ordered. In many cases, dentures are such a frustration that it is a much better decision to do away with them altogether and pick up a new medical alternative to traditional dental substitutions. One day dental implants can be the key to a new, healthy mouth of teeth and a hassle-free approach to all eating or chewing problems that dentures cause.

Nearly all denture users report some semblance of pain or irritation with their products. This is because dentures are not naturally balanced and structured like naturally forming teeth, so that their use does not exactly follow like normal. First-time users of dentures are particularly vulnerable to extreme grinding on soft, newly exposed gums. Most denture adhesives are difficult and unsuitable to use, some will not last through the entire duration of a day, while still others form nasty-tasting chemical reactions with the bacteria in your mouth. Sadly, denture technology has come to an impasse – the difficulty in preparing a proper fit with sealed edges and no loose parts lies in the cost. Form fitting dentures are available for purchase, but can cost several times more than their basic counterparts can, certainly a hard decision for seniors living on a fixed income.

More than mere discomfort, however, can be serious pain. If the gums are too weak or poorly cleaned, the surface of the skin is broken to breaking and bleeding. In other cases, sores may grow that are extraordinarily painful to the touch and take days, sometimes even weeks, to vanish. The worst dangers of all, however, are infections that can sprout if the dentures have lodged particles underneath your mouth, most of the time, pain results from an imbalance in the ridges of the mouth. The complexities of bones and jaw muscles create a wavy, shifting map that a set of dentures will have difficulty settling upon. Jaw ridges are not uniform in any patients, so that no two people can wear the same set of dentures without a bit of slipping. Properly modified dentures can adjust and settle into jaw ridges, but very few patients have the finances or the time for a select model.

Luckily, an easy and fast solution is available to those who are tired of clunky, obsolese dentures. One day dental implants are a new procedure available at your family dentist. The field of cosmetic orthodontic surgery has advanced leaps and bounds since the advent of computer programs that can map out a new set of artificial teeth. Unlike simple dentures, these dental implants are directly screwed …

Reduce Your Dental Expense by Buying Full Coverage Dental Insurance

Everyone should be aware that not all the insurance plan covers most of the things, but it will help to save a lot of money. Even if anyone buys the top most dental insurance plan there are things which remain uncoovered. Before buying any policy all should have clear idea about the insurance, because each and every policy differs from each other. Have an idea about the policies which have waiting periods for specific services. In some cases expensive policies will have a longer waiting period and in some cases there is no waiting period at all. So these are some information which should be noticed before shopping the right dental insurance.

Saving Money is the one for what everyone buys insurance for them. So have a look at the cheap dental insurance plans. If the insured person has no necessity of visiting the dentist often, then buying cost insurance is not useful to him.

After visiting the dentist for the first time, analyze the dental health condition immediately and have a rough estimation on how to spend towards the treatments. Suppose if it happens to visit the dentist often to take treatment then consider the time period also. Again if it is going to be for a long term then note it down along with the type of treatment. If the treatment expenditure cost more then there is no doubt buying a dental insurance plan which covers most of the treatment is needed.

Once decided to buy the plan with full dental insurance coverage, getting reference from friends or known members is so important. Sit with them and request them to explain about their dental insurance policy and the dental coverage. If that policy suits you then consider buying it. Also search online about that policy, apply to some top insurance providers and get quote for that full coverage dental insurance. Should not stop getting quote from a single company, try it out with more companies and consider their offers and buy the suitable one which helps to save lot of money. Some basic dental care treatments such as cleansings, checksups and so are mostly covered by the full coverage dental plans.

Do not think that the full coverage dental insurance plan will cover all the dental treatments, this plan generally works after signing up an agreement while buying a insurance policy from the insurance providing company. To remain as a policy holder with that company then you should pay the premium regularly to them. Your policy will be voided if you fail to pay the premium within the time. So after taking a treatment from a dentist, fill the eligibility form in order to claim the insurance. Refer the insurance policy before getting the treatment, you are not eligible to claim if the treatment is not covered by the dental plan.

As we discussed not all the full coverage dental insurance plans covers all the things, it may differ from every company. You should pay if you are …

Dental Crowns

Crowns are generally used in cosmetic dentistry as a form of dental restoration and are fitted over the remaining part of the original tooth or used as a cap for dental implants.

Dental crowns are made of a variety of materials which include:
o porcelain (generally used for front teeth as a straight porcelain crown is very natural looking but they are not as strong as bonded crowns)
o porcelain bonded to metal
o ceramic crowns which have the appearance of porcelain and the strength of bonded so are suitable for any position in the mouth
o Gold Alloy, a very hard wearing crown that is available in gold or white.

Crowns are regularly used when teeth have been broken, have been severely destroyed through dental decay or are excessively worn. Crowns are molded in a dental laboratory and, unlike basic filings, act as strengtheners for what is left of the original teeth.

With more and more people turning to cosmetic dentistry to create a perfect smile crowns have become widely used for improving the appearance of healthy teeth. This is a practice that is not generally supported in the dental industry as a portion of the original tooth has to be ground away to enable the crown to be fitted in place.

When there is very little of the original tooth left it may be necessary to insert a post into the root canal and cement into place before fitting the crown. The post will add support and help the dental crown stay in place.

As dental crowns are formed in a laboratory to get a crown fitted requires 2 trips to the dentist. Initially your dentist will take an impression of your teeth and provide you with a temporary crown if required. The new crown will be fitted 1 – 2 weeks later and will be fixed into place using dental cement.

Crowns are made to match the exact color of your own teeth and will appear completely natural. You yourself may be aware of a crown for a few days after it is fitted but this will just be short term.

The life of a crown depends on the level of dental care. Many say a crown will last for 7 – 10 years but a well cared for crown can last a lot longer. Crowns are extremely hard wearing and durable but will not prevent further decay of the original tooth!

The cost of dental crowns is generally covered by dental insurance if they are used for recreational purposes. If you use any form of cosmetic dentistry, including dental crowns for appearance purposes you will normally have to cover the cost yourself.

A single dental crown will cost between $ 500 and $ 1,100 depending on restorative requirements and the materials used. …